Your Business Details
$
Combined wages ($)
Current minimum: 11.5%
How often you are paid
Super paid quarterly is typical
Current System
Before
Total wages per period
$0
per quarterly pay run
Super component (per pay run) $0
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Quarterly Super $0
Annual wages $0
Annual super obligation $0
Super payments per year 4
Max super float held $0
Days to comply after quarter Up to 28 days
Payday Super
From July 2026
Total wages per payment
$0
per fortnightly pay run
Super component $0
Out of pocket per pay run
$0
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Annual wages $0
Annual super obligation $0
Super payments per year 26
Max super float held $0
Days to comply after payday 7 business days
Working Capital Impact

How much of your current buffer you will lose under the new rules

New system super obligation as share of current payment —
Enter your details above to see your working capital impact.
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Super Per Pay Run
$0
under new system
Working Capital Buffer Lost
$0
no longer available
Annual Super Obligation
$0
total across payroll
Total Annual Payroll Cost
$0
wages + super
Cashflow Comparison

Cumulative super outflows across a 12-month period

Current
Payday Super

This calculator provides estimates only and does not constitute financial or legal advice. Super rates and legislation may change. Always consult your accountant or financial adviser. Current minimum SGC rate: 11.5% (rising to 12% from 1 July 2025).